"This is probably the worst bank on the planet," a Yelp reviewer writes about the credit union near my apartment, which averages a mediocre three stars. But after reading more, I got a sense that not all credit unions are the same.
David Johnson, a 30-year-old hairstylist who was compelled by Bank Transfer Day to crunch the numbers on his Wells Fargo merchant account. He discovered that switching to the credit union would save him at least $65 a month, and he can't believe he hadn't thought of it sooner: "It's because we are kind of delivered into this system that our parents had," he figures. "We kind of had this blind allegiance."