Failure has always been the hallmark of entrepreneurship – only around 50% of businesses survive their first five years. And not only are the chances of survival slim, but there is evidence that on average business owners earn less than if they had remained as someone else’s employee.
This week’s International Day of Older Persons reminds us Australia has made an international commitment to work towards the eradication of poverty in old age, and that at least one side of politics, Labor, has developed a suite of policies it says will help.
Prosperity has had only one connotation for too long -- money. The subject of money has a powerful emotional charge, equivalent to the subject of sex. Yet, we will usually talk about it only like the weather -- in general economic terms. In this age of open discussion on homosexuality, menstruation, and incest, it is interesting that we are still very closed in what we reveal about our money.
I learned about nine causes of depression and anxiety, for which there’s scientific evidence with different sets of solutions.
I don’t have children, but I have thought a lot about how growing up in my situation shaped me as an adult. The greatest way that it shaped me is it made me more independent, and strong-willed. I grew up very much on my own. This formed the basis for my creativity and adventurous spirit, because being on my own allowed my mind to go places it wouldn’t have if I was always surrounded by people.
The ultimate purpose of visionary business if to transform the world, by doing what we love to do, into an ecologically sustainable environment, with peace and plenty for all God's creatures.
Many highly intelligent motivated professionals let their habitual emotional reactions get in the way of learning. Even some of us who say we relish constructive criticism can have strong emotional reactions when we receive negative feedback about our attitudes and behavior.
Sometimes the opportunity we have been waiting for is trying to crawl into our lap. If, however, we have a preconceived notion about how it should be, or if our attention is elsewhere, or if we are in fear, we may not recognize it. Sometimes our good is rushing to us from all angles, and we do not know it.
Con artists, fraudsters and their hapless victims are a staple of the news cycle and hardly a week seems to pass without a story about an e-mail lottery scam or a telephone fraud. Many reading these stories perhaps just raise their eyebrows and shake their heads, wondering how people can be so gullible.
Race-based discrimination is common in the hiring process. For example, racial minorities are less likely than whites to receive a callback when they apply for a job. There are also wide earning gaps, with African-Americans and Latinos earning a fraction of what whites and Asians do. Yet despite laws that aim to reduce employment discrimination and improve attitudes toward diversity, these patterns have not changed for decades.
Going to university for the first time can be a daunting experience for anyone. The biggest fear many have is leaving their old friends behind and having to meet lots of new people from all walks of life. The prospect of living with complete strangers is enough to make anyone nervous – especially if their culture is alien to you.
What is prosperity? Many of you automatically think of prosperity as something primarily financial. However, this is simply not so. It is success by your standards: it could mean lying in the sun for an hour a day without having to feel you should be...
Being lower on the pecking order at work is associated with having serious psychiatric problems, our latest research shows. We found that abusive managers negatively affect the emotional and psychological well-being of those beneath them, and that they make workers feel more paranoid and hyper-vigilant at work.
Yet again this week, the Hayne Royal Commission has brought disturbing news of misconduct toward customers of our largest financial institutions. This time super accounts have been plundered for the benefit of shareholders. Recent research from economists at the United States Federal Reserve suggests this problem is not unique to Australia. If true, this supports the argument that larger financial institutions should be broken up or face more regulatory scrutiny.
A record number of tourists and business travelers visited a country other than their own in 2017, and this year is already on pace to exceed that tally.
Two things people often think about are money and their appearance. Past research has shown that there is a correlation between the two: People subjectively considered attractive earn more.
Professional women have strong reasons to ignore recommendations that urge them to have a more visible presence at work, according to a new study. While research has shown that visibility in the workplace is critical for professional advancement, the reality is that for some women, it’s easier said than done.
Few activities that bead our everyday lives have earned such dubious notoriety as commuting. That the words “hell” and “nightmare” are sometimes invoked to describe journeys to and from work indicates just how disparaged this part of our lives often is. Commuting has become such a routine part of our daily lives that we don’t stop to think about what it may offer us.
Research shows that you are more likely to die from a heart attack or stroke on Monday morning than any other time of the week. Of course, it's not Monday that kills us but the meaning we attach to this artificial walling off of the time of our life.
Education is not a panacea for the racial wealth gap, according to new research.
Women have different financial strategies and insight than men, argues Sallie Krawcheck, the co-founder and CEO of Ellevest, a digital investment platform for women.
News reports about a study from Germany may provide the ultimate excuse for men to dress more casually for work, finding neckties reduce blood supply to the brain.
Several years ago when I decided to attract my ideal spiritual partner, I created a long list of qualities and characteristics I would like to have in that partner. I then released my desire to the Universe and asked for "this or something better." Well, I got everything...
I have always believed that separating spirituality from the rest of our lives is like shooting ourselves in the foot. Your spiritual life should be reflected in the way you run your business, the way you treat those with whom you work, and the way you treat your competitors.
Our calling, according to theologian Frederick Buechner, is the place where "our deep gladness and the world's deep hunger meet." Many people believe that we are born with a "soul purpose," some task that we feel drawn to complete or a gift that we long to express. The world needs the unique gift that each person has to give...
Success can feel scary, almost like a shameful secret. Success carries a whole new set of fears: of being rejected by people, of having our parade rained upon, of having our success somehow invalidated or even ripped away from us overnight. Success can feel good and bad at the same time.
We all make tough decisions, but choices relating to money send many of us running in the other direction. Unfortunately, ample evidence indicates that aversion toward financial decisions leads many of us to put off things like funding a 401(k), saving at a sufficient rate, or just doing a better job managing our credit card debt. All of these things can hurt our long-term financial health.
It is a simple procedure to calculate the number of seeds in an apple. But who among us can ever say how many apples are in a seed? No one — and the reason is that the answer is infinite. Endless! That is what the abundance principle is all about...
Money is a powerful addiction, unrivaled in its ability to trigger good feelings, and what’s most frightening about it is that you can’t ever physically overdose. Cocaine, heroin and crack will kill you if you do too much, but not money. Money won’t harm you, physically anyway.
Employees who experience broken promises tend to experience a series of intense negative emotions, which can lead to a desire to dominate, retaliate and get even with their employer.
Thanks to companies like Lyft, TaskRabbit and Instacart, it’s never been easier for Americans who can afford it to zip from place to place, get groceries delivered or let someone else walk their dog.
I can, as it were, easily juggle many things at one time without having the juggling itself wear on me. It has only been in the last few decades that I have recognized this for the incredible gift that it is. Indeed, it was only after I began managing other people that I began to...
In the US, May Day has its origins in the fight for an eight-hour work day at the end of the 19th century. This fight was – and remains – a quest for a broader ideal, namely the achievement of a life beyond work.
Success. Many hunger for it, and some never realize when they've got it. Most of us want to be successful human beings, mates, parents, workers, managers, homemakers, salespeople. To achieve it, many work their nails bloody logging long hours and...
The romanticized image of entrepreneurs is a picture of youth: a 20-something individual with disruptive ideas, boundless energy and a still-sharp mind. Silicon Valley has bet on this image for years.
The American dream is built on the notion that the U.S. is a meritocracy. Americans believe success in life and business can be earned by anyone willing to put in the hard work necessary to achieve it, or so they say.
Five women graduated from New York City’s Fire Academy on April 18, 2018, bringing the number of women serving in the Fire Department of New York to 72 – the highest in its history.
Two college majors are better than one. That is the conclusion that researchers are beginning to reach.
You can make your dreams come true. Persistence is the key word and the magic key to success in any endeavor. Never give up. If you believe in your dreams, you must pursue them with zeal, tumbling any blocks in your way with pure love and joy for the chase!
A major challenge to healing emotions regarding money is that many of us have learned poor coping skills when it comes to money, often stemming from our cultural and societal conditioning. Often we block our negative emotions by denying their existence, by pushing them aside, or by trying to ignore them altogether. Of course, these avoidance techniques only work for a period of time.
We have so confused money with fulfillment that the very meaning of the word has been lost. Fulfillment can only be truly experienced internally. It is not something you can acquire or buy. It is not a place you can fill full enough with stuff to take you there. Fulfillment is about completion and self-realization.
It has been dramatically revealed to me time after time that the Biblical pronouncement of "Ask and Ye Shall Receive" is a veritable truism. It only needs a deep-seated belief and a fervent affirmation to successfully execute it.Why does it work? Perhaps no one will ever be able to prove why in purely scientific terms, but...
Whether you are consciously aware of it or not, deep inside you are seeking growth and aliveness, wanting to manifest your potential, and be all you can be. Most people think that having money will fill a need, allowing them to experience a feeling, quality, or situation they don't now have.
As I sit at the computer, reading my email, I am also blow drying my hair, typing with one hand. My back starts to ache from sitting in one position for too long. As I tune into my body, I realize that this is insane... That I am somehow pursuing goals instead of living in joy. That I have lost...
Conservative activists have claimed that universities brainwash students and indoctrinate them into believing a liberal ideology.
Many teachers who started their careers in 2017 will not return to the classroom in 2018. In fact, over 40% of teachers leave the profession within the first five years.
Everyone has his or her own individual blocks. Each bad memory, everything that scares you, all the doubts that became ingrained as you experienced disappointment, deceit, being let down by someone you trusted, all the unworthiness you felt when someone criticized you...
In many of our life's endeavors we say, "Oh well, I tried", and take our failure as "a lesson to be learned". Too often, we conclude that the lesson is, "I better not try that again". Perhaps the real lesson is that we didn't really try. Maybe we only made a halfhearted attempt and life gave us back exactly what we gave to it.
As we have entered our new year, what kind of mental pictures are you holding about it? Are you enthusiastically envisioning how well it could go, or are you worrying about what could go wrong? Do the images you focus on represent your authentic intentions, or are you...
It may seem ludicrous to think that anyone would want to create suffering, and yet there are times when your emotional body moves into a state of suffering and there is an imagined reason for the suffering rather than what is actually happening in the now...
As we become adults, we have a tendency to become certain about our beliefs and attitudes. We lose the confidence of innocence, a confidence that allows us to try anything. Is there a way out of losing this innocence?
There’s an emerging type of worker who usually knows more about their job than anyone else in the organisation and is not likely to suffer fools gladly
After weeks of negotiation, Harvard University recently agreed to provide the Department of Justice access to its admissions files.
Sometimes, intensity of desire can actually turn away things that are good for you because it suggests faith only in yourself and not in the higher power that has created you. Even burning ambitions and desires are most easily realized by allowing them to be realized — a case of "set and forget."
The probability is that you have more than a few good habits; it’s just that the bad ones seem to more obviously “run amok,” pulling us in every which way, which is why they tend to come to mind first...
Every holiday season, Americans find themselves showered with mailed appeals, beseeching phone calls and emotional pleas from Facebook friends seeking support for pet causes.
National discussions of crucial importance to ordinary citizens – such as funding for scientific and medical research, bailouts of financial institutions and the current Republican tax proposals – inevitably involve dollar figures in the millions, billions and trillions.
For many people, abundance and prosperity are tied to their level of self-esteem. You make a good living, pay your bills and save money, so you feel successful. I define success in a different light. Success can be measured only by the degree to which you have inner peace and if...
It's fascinating to me that so many sales organization managers complain that their employees typically reach the quotas set by management, or perhaps even fall a bit short, but rarely exceed them. They get stuck in their comfort zone, setting and achieving smaller goals...
You, like everyone, have special talents that equip you for a creative, fulfilling life. Some of your talents have emerged naturally—abilities that simply are second nature for you. However, many other strong points have required some work or training...
The UK government is mulling a review of the regulations on fixed odds betting terminals commonly found in pubs and betting shops, in order to reduce the risk of problem gambling developing.
In my town, we had to team up if we wanted to get anything done. Since there weren’t that many kids in my school, if we wanted to have a basketball team, everyone had to join, even if some weren’t good at it. Similarly, if we wanted to put on a play, every kid had to take part in the drama club so we could get the show on the stage...
Advice on money often boils down to simplistic messages about budgeting, understanding compound interest and avoiding debt. But research suggests financial decision-making depends as much on our values, expectations, emotions and family experiences as information taught at school.
Failure is a part of life, and we make mistakes pretty much every day. How do we cope? Or better yet, how should we cope?
Work plays a critical role – both our own jobs and the labor of others – in all of our lives. But this role is surprisingly complex: While job loss and unemployment can cause individuals’ own health to suffer, studies have shown that mortality rates go down during a recession.
More people than ever now work from home for part or all of the week. Such flexibility can seem a good idea, but many people find it difficult to manage their time.
For things that are important to you, the motivation to succeed is high. Often the universe cooperates with you strongly, if what you desire will be something that expands your growth and has positive impact on others. There is also the advantage that it is often easier to visualize just what...
I find that when I’m rushing around and can feel myself in a busy fit, sometimes I just stop, put my hand on my heart, let it beat inside my chest, truly feel it, and remind myself of the ways that our hearts are connected. This quick and simple technique...
Today, freelancers represent 35% of the United States workforce. In the European Union, the rate is 16.1%. Both figures demonstrate the same global trend: from creative entrepreneurs to those paid by the task, freelancing is on the rise worldwide.
Life-centered thinking approaches decision-making from an entirely different angle than the ego; instead of making decisions based on fears, Life-centered thinking bases decisions on trust in our inner wisdom and the knowledge that there are lessons to be...
Stress and pressure in work is not the same as at home, so those with mental health issues who are still in work need a different kind of help. In the workplace, employees can be subject to tight deadlines and heavy workloads, and may potentially be in an environment where there is a stigma against talking about mental health.
Almost any time you need to call your bank, doctor or any other service, you’ll probably be greeted by an automated service seemingly designed to prevent you from speaking to someone who actually works for the company.
There are times when life just doesn't go right. You struggle to keep it together but end up disappointed, hurt, angry, and depressed — an irrational mess. These are the days when you're so overwhelmed that you feel discouraged and beaten down, ready to give up. Yet what if...
Multitasking is one of life’s challenges that we don’t have time to think about—we just do it. Candice Carpenter Olson, the past CEO and founder of iVillage.com, shared a striking visual with me at a conference years ago...
Whenever we’re in a situation that’s changing, the most common initial reaction is denial, followed by anger. Almost immediately many of us respond to unwanted change with a knee-jerk refusal to accept what’s happening, or we rail against having to confront it...
Research and media stories abound with examples of how gender stereotypes disadvantage women leaders. A woman manager is less likely to be taken seriously by the people who work for her.
Burnout tends to happen as a result of long-term stress in a situation or job that, for whatever reason, you’re highly committed to.
The root of the problem is that we have been conditioned to consume. Shopping is an American pastime. Advertisers have become so adept at convincing us we need their products that we no longer question them. They prey on your fears, insecurities, and ego.
For the purposes of this series, I’m using the term “empath” to describe individuals who are highly sensitive to the emotions of others, and not the traditional science fiction version that refers to someone with paranormal, telepathic abilities.
Spiritual and "new age" ideas are making their way into everything. However, one area lacking it is business. Given the national and global span of business, this area may have the greatest need for New Age ideas and practices. It also stands to have the most impactful benefits.
Take out a pad of paper. Sit in a quiet, comfortable place. Meditate, or take a few minutes to relax. Give yourself as much time as you need to clear your mind and become still. Make sure you will not be disturbed, and that the surroundings are conducive to a quiet, inward experience.
Someone said to me recently; "I'm not asking for much!" Well, her mind has given her exactly what she wanted...she hasn't got much. If you don't ask for much you won't get much. Your unconscious mind will give you exactly...
Something extraordinary emerges when we piece together Edgar Cayce’s statements made to many different people on the subject of material resources: We discover a twelve-step program for working in conscious harmony with the law of supply and abundance.
Women are imbued with the powers of relationships, mindfulness, and inspiring trust. While we don't think these are a big deal because they come as second nature, they're foreign to most of our male coworkers.
We're all born with a spark, and then life piles on. But it's possible to clear off the muck so you can shine brilliantly again. Through incremental and attainable steps, you can reignite that flame within you that has dimmed over the years.
I started this journey feeling that miracles were rare and wonderful events. I felt mostly that we prayed for them and, if deemed worthy of such grace, a miracle might descend upon us. I now feel that we swim in a sea of constant miracles. They abound with such great frequency that...
We spend large portions of our lives at work, preparing for work, and commuting. Work is, therefore, a major preoccupation at every possible level. Even so, many people complain bitterly about their jobs. "It's just a paycheck." "It's what I do until I retire."
False success means abandoning what is in your heart for the lure of money and security. When we primarily strive for more and more money or possessions, we will never get enough to satisfy. Whatever we gain in material success will never be enough, because these desires for "more" arise from...
When Reserve Bank governor Philip Lowe argued that the real source of workers’ unhappiness was an unwillingness to lobby for higher wages, he overlooked a key tenet of negotiation:
It has been said that even before you ask it is given unto you. It has also been said that if you ask, it shall be given unto you. Do you catch that? Asking is not begging. You do not beg the Source, for it is already given to you even before you ask. Begging and wanting simply give you a lack of that for which you beg and yearn.
Frequently, people experience unexplained behavior that some would describe as self-sabotage. It’s like having in your subconscious mind a little gremlin who is very mischievous. Every once in a while, he does something odd — usually at an inappropriate time — over which you seem to have no control. At least that’s...
“Take care” or “Be careful.” Obviously, your friends and family care about you and are expressing a desire that you be safe. But the general idea imparted by such phrases is, “Hey, it’s dangerous out there. Look out! Keep your head up and watch out for bad stuff..."
To ignite awareness of the possibilities inherent in the situation we need to say yes to something big that moves our attention forward, and then, take the next step nearest in. The next step nearest in is the one closest to you, often the one that takes the most courage.
Nine years ago, I started living a more bountiful life by working less, earning less, and spending less. I started by going to my employer’s human resources department to ask if I might take a significant pay cut.
When you are inspired by some great purpose, some extraordinary project, all your thoughts break their bonds: Your mind transcends limitations, your consciousness expands in every direction, and you find yourself in a new, great and wonderful world.
Think about your life exactly as it is, and do an honest evaluation. Are you happy with the way your life is going right now? Do you like the way you live? Do you get up feeling excited about the day and grateful to be in your experience? Are you happy with the way...
Getting a lot done each day is about more than just having the right productivity tools and setup. It’s about taking care of your body and mind, and this starts even outside of the workplace.
Female entrepreneurs report feeling pressure to conduct business online in a traditionally feminine way, a new study suggests.
A distinctive, learning-filled life results from a succession of small, specific choices made each day. There's a world of difference between imagining such a fulfilling life and actually living it. It is through taking new actions that we learn to awaken and...
Springtime brings many things, from proverbial showers to birds chirping and warmer weather.